Get a £10 or £20 Bonus With my Lightyear Referral Code
Sign up and fund your account to get up to £20 to invest in any stock.
Lightyear is a UK-based investment platform that aims to provide accessible and low-cost access to global financial markets. Founded by former Wise employees, the platform offers a user-friendly interface and a range of investment options, including stocks and Exchange Traded Funds (ETFs) from the UK, US, and Europe. Lightyear emphasizes transparency in its fee structure, which is a key differentiator in the investment platform landscape.
For those considering a new investment platform, Lightyear presents a robust option. As a current user, I have the opportunity to invite others to join. If you sign up using my referral link and meet their specified funding criteria, both of us can receive a reward to invest.
This referral program allows new users to experience the platform's features firsthand, while also providing a small initial boost to our respective investment capital.
If you're interested in exploring Lightyear, you can use my referral link to sign up:
Get £20 with my Lightyear Referral
By using my link to register and then funding your account with the minimum required deposit within the designated timeframe (typically 30 days - please verify the exact terms during sign-up), we will both be eligible for the referral reward.
Lightyear's regulated status by the FCA in the UK and EFSA in the EU provides a degree of security. Additionally, eligible UK client funds are protected by the FSCS up to £85,000.
High Interest Rates for both Personal and Business Cash
Lightyear provides businesses with the ability to open an account and earn high interest rates on their cash balances.
Here's a breakdown of this feature:
Interest on Uninvested Cash: Lightyear offers interest on uninvested cash held in GBP, EUR, and USD. As of March 2025, the rates were up to 3% AER for GBP and USD, and 1.25% AER for EUR. These rates are variable.
Money Market Funds (Vaults): Businesses can potentially earn higher interest rates by holding their cash in Money Market Funds (MMFs) offered through Lightyear in partnership with BlackRock. These are low-risk funds. As of March 2025, the AER was up to 4.61% for GBP, 4.39% for USD, and 2.50% for EUR. These rates are variable and subject to a flat 0.25% fee.
Therefore, if your business holds cash in a Lightyear account, it has the opportunity to earn interest on those cash balances.
Please remember that investing involves risk, and it is possible to lose money. Ensure you conduct thorough research and understand the risks involved before making any investment decisions.